DOCUMENTS

COSSEC insure your shares and deposits up to $250,000. The Cooperativa de Ahorro y Crédito Rafael Carrión, Jr. is not insured by the Federal Government.The Federal Government doesn't secure or guarantee your money in this Institution.

cooperativa

direct line

(787) 977-2202

TOLL FREE: 1 (800) 981-7202

DOCUMENTS AND FORMS

Informative Letter 03-2023 About Savings Interest

Financial Statements 2023
Membership Application (Cop-02A)

Loan Application (Cop-10A)

Direct Debit Authorization to Cover Overdraft of the Savings Account (Exclusive for Type 3 Loans)
Change Request - Deposit, Withdrawal and Cancellation (COP-004A)
Change Request - Contributions and Cancellations for members to retire (COP-004AS)
Notice About our Privacy Policy

L egal Notice
Disclosures Regarding Savings Account
Disclosures Regarding Shares Account

Taxes-Coop Application (Cop-21A) - Only during April and May
Disclosures Regarding Taxes-Coop
Verano-Coop Application (Cop-18A) - Only during May and June
Disclosures Regarding Verano-Coop
Navi-Coop Application (Cop-19A) - Only during November and December
Disclosures Regarding Navi-Coop

Special statement to all partners about the transition of the Cooperativa
By Law Extract
Article 2.03 - Loans and financial services to persons who are non-members

Article 6.09 - Inactive Accounts
Authorization for $100.00 Tax Exemption on Earned Income
Authorization to retain 10% for Taxes on Earned Interest

Rules for Granting Sponsorship and Donations

Application for Sponsorship and Donations
Incentive Program

DOCUMENTS REGARDING COSVI INSURANCE

Changes in the Group Life Insurance Policy COSVI (Effective 11/1/2012)
Life Insurance Application
Life Insurance Benefits Application
Cancer and Pernicious Diseases Group Insurance Letter
Cancer and Pernicious Diseases Group Insurance Application
Cancer and Pernicious Diseases Group Insurances Broshure
Cancer and Pernicious Diseases Group Insurance Benefits Application
Funeral Insurance Letter
Funeral Insurance Group Insurance Benefits Application